with a Home Equity Line of Credit!
Where can More Possibilities take you? Tackle a home remodel, pay off high interest debt, plan a dream vacation or have the funds available for other personal needs with CU Hawaii FCU's affordable options. Check out our low introductory rates with no closing costs!
RATES EFFECTIVE AS OF 07/01/2023
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*APR = Annual Percentage Rate. After the introductory rate, new APR based on 6-month constant maturity T-bill index plus 3% rounded up to the nearest .125%. Current index as of June 30, 2023 is 5.410%. Maximum increase or decrease is 2%. Floor rate is 5.125% and ceiling rate is 18%. Prior 15 year historical high was 8.25%.
Maximum loan limit at $300,000 with 80% CLTV. Minimum draw at closing is $10,000. Draw period term is 10 years and 20 year amortization. $10,000, 20 years at 5.125% estimated at $66.72 principal and interest. $100 minimum monthly payment due.
Closing costs estimated up to $2,500 absorbed by CU Hawaii. Reimbursement of closing costs if HELOC is closed within 3 years from origination.
Other restrictions apply. Equal Housing Lender. Federally insured by NCUA.